Call reports 2011
DNB NATIONAL BANK — 2011
What DNB NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,751,000 | 55,214,000 | 56,802,000 | 60,835,000 |
| Total loans | 18,060,000 | 18,100,000 | 18,599,000 | 18,463,000 |
| Allowance for loan losses | 435,000 | 426,000 | 421,000 | 420,000 |
| Securities available for sale | 28,849,000 | 31,545,000 | 29,314,000 | 33,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,671,000 | 43,695,000 | 45,772,000 | 50,328,000 |
| Interest-bearing deposits | 30,563,000 | 31,585,000 | 33,757,000 | 33,419,000 |
| Noninterest-bearing deposits | 14,108,000 | 12,110,000 | 12,015,000 | 16,909,000 |
| Equity capital | 5,866,000 | 6,025,000 | 5,838,000 | 5,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,225,000 | 1,825,000 | 2,436,000 |
| Interest expense | 109,000 | 207,000 | 297,000 | 381,000 |
| Net interest income | 501,000 | 1,018,000 | 1,528,000 | 2,055,000 |
| Noninterest income | 170,000 | 315,000 | 467,000 | 638,000 |
| Noninterest expense | 539,000 | 1,077,000 | 1,666,000 | 2,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 239,000 | 359,000 | 368,000 |
| Income tax | 6,000 | 10,000 | 16,000 | 4,000 |
| Net income | 127,000 | 229,000 | 343,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,660,000 | 6,737,000 | 6,821,000 | 6,617,000 |
| Total capital | 7,081,000 | 7,163,000 | 7,242,000 | 7,037,000 |
| Risk-weighted assets | 33,672,000 | 34,171,000 | 34,155,000 | 34,468,000 |