Call reports 2010
DNB NATIONAL BANK — 2010
What DNB NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,438,000 | 60,034,000 | 58,842,000 | 56,177,000 |
| Total loans | 17,933,000 | 19,973,000 | 19,911,000 | 19,667,000 |
| Allowance for loan losses | 597,000 | 593,000 | 491,000 | 466,000 |
| Securities available for sale | 32,205,000 | 31,076,000 | 32,064,000 | 30,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,331,000 | 43,632,000 | 41,824,000 | 40,720,000 |
| Interest-bearing deposits | 30,032,000 | 31,596,000 | 30,890,000 | 28,590,000 |
| Noninterest-bearing deposits | 12,299,000 | 12,036,000 | 10,934,000 | 12,130,000 |
| Equity capital | 4,891,000 | 5,231,000 | 5,593,000 | 5,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,286,000 | 1,974,000 | 2,606,000 |
| Interest expense | 185,000 | 371,000 | 559,000 | 739,000 |
| Net interest income | 469,000 | 915,000 | 1,415,000 | 1,867,000 |
| Noninterest income | 203,000 | 358,000 | 527,000 | 713,000 |
| Noninterest expense | 605,000 | 1,150,000 | 1,682,000 | 2,223,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | -167,000 | -455,000 | -355,000 | -461,000 |
| Income tax | 0 | -11,000 | -6,000 | -4,000 |
| Net income | -167,000 | -444,000 | -349,000 | -457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,837,000 | 6,569,000 | 6,666,000 | 6,558,000 |
| Total capital | 7,289,000 | 7,027,000 | 7,122,000 | 7,007,000 |
| Risk-weighted assets | 35,989,000 | 36,511,000 | 36,454,000 | 35,893,000 |