Call reports 2009
DNB NATIONAL BANK — 2009
What DNB NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,651,000 | 60,846,000 | 62,899,000 | 64,780,000 |
| Total loans | 21,329,000 | 20,224,000 | 19,798,000 | 18,409,000 |
| Allowance for loan losses | 623,000 | 602,000 | 456,000 | 408,000 |
| Securities available for sale | 35,463,000 | 28,671,000 | 28,944,000 | 33,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,291,000 | 45,167,000 | 45,954,000 | 48,593,000 |
| Interest-bearing deposits | 38,177,000 | 31,137,000 | 30,813,000 | 32,067,000 |
| Noninterest-bearing deposits | 12,114,000 | 14,031,000 | 15,142,000 | 16,526,000 |
| Equity capital | 4,018,000 | 4,051,000 | 5,431,000 | 5,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,747,000 | 2,515,000 | 3,187,000 |
| Interest expense | 305,000 | 675,000 | 873,000 | 1,056,000 |
| Net interest income | 600,000 | 1,072,000 | 1,642,000 | 2,131,000 |
| Noninterest income | 150,000 | 332,000 | 472,000 | 594,000 |
| Noninterest expense | 617,000 | 1,178,000 | 1,723,000 | 2,321,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 275,000 |
| Pretax income | 133,000 | 317,000 | 237,000 | 278,000 |
| Income tax | 6,000 | 14,000 | 14,000 | 20,000 |
| Net income | 127,000 | 303,000 | 223,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,156,000 | 7,340,000 | 7,178,000 | 7,022,000 |
| Total capital | 7,679,000 | 7,839,000 | 7,634,000 | 7,430,000 |
| Risk-weighted assets | 41,761,000 | 39,851,000 | 38,114,000 | 37,276,000 |