Call reports 2007
DNB NATIONAL BANK — 2007
What DNB NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,999,000 | 42,237,000 | 48,286,000 | 65,426,000 |
| Total loans | 24,687,000 | 22,480,000 | 24,899,000 | 23,987,000 |
| Allowance for loan losses | 633,000 | 626,000 | 626,000 | 628,000 |
| Securities available for sale | 13,849,000 | 14,796,000 | 15,657,000 | 35,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,555,000 | 35,866,000 | 41,982,000 | 48,868,000 |
| Interest-bearing deposits | 28,720,000 | 27,463,000 | 33,330,000 | 36,071,000 |
| Noninterest-bearing deposits | 9,835,000 | 8,403,000 | 8,652,000 | 12,798,000 |
| Equity capital | 5,559,000 | 5,522,000 | 5,353,000 | 5,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,479,000 | 2,180,000 | 3,001,000 |
| Interest expense | 216,000 | 437,000 | 674,000 | 978,000 |
| Net interest income | 499,000 | 1,042,000 | 1,506,000 | 2,023,000 |
| Noninterest income | 168,000 | 312,000 | 458,000 | 578,000 |
| Noninterest expense | 572,000 | 1,072,000 | 1,606,000 | 2,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 273,000 | 357,000 | 434,000 |
| Income tax | 30,000 | 38,000 | 42,000 | 57,000 |
| Net income | 65,000 | 235,000 | 315,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,376,000 | 5,547,000 | 5,226,000 | 5,323,000 |
| Total capital | 5,767,000 | 5,912,000 | 5,628,000 | 5,760,000 |
| Risk-weighted assets | 31,044,000 | 28,967,000 | 31,930,000 | 34,753,000 |