Call reports 2006
DNB NATIONAL BANK — 2006
What DNB NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,923,000 | 38,872,000 | 38,921,000 | 43,682,000 |
| Total loans | 22,503,000 | 24,094,000 | 25,477,000 | 25,102,000 |
| Allowance for loan losses | 636,000 | 637,000 | 638,000 | 633,000 |
| Securities available for sale | 10,543,000 | 10,710,000 | 9,382,000 | 14,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,812,000 | 31,191,000 | 31,531,000 | 37,292,000 |
| Interest-bearing deposits | 19,642,000 | 21,845,000 | 21,893,000 | 26,572,000 |
| Noninterest-bearing deposits | 11,169,000 | 9,346,000 | 9,638,000 | 10,719,000 |
| Equity capital | 5,330,000 | 5,311,000 | 5,465,000 | 5,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,144,000 | 1,800,000 | 2,469,000 |
| Interest expense | 91,000 | 216,000 | 386,000 | 588,000 |
| Net interest income | 478,000 | 928,000 | 1,414,000 | 1,881,000 |
| Noninterest income | 154,000 | 287,000 | 432,000 | 531,000 |
| Noninterest expense | 485,000 | 927,000 | 1,445,000 | 1,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 200,000 | 313,000 | 473,000 |
| Income tax | 5,000 | 107,000 | 110,000 | 121,000 |
| Net income | -2,000 | 93,000 | 203,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,257,000 | 5,352,000 | 5,363,000 | 5,312,000 |
| Total capital | 5,596,000 | 5,716,000 | 5,741,000 | 5,699,000 |
| Risk-weighted assets | 26,862,000 | 28,838,000 | 30,007,000 | 30,739,000 |