Call reports 2003
DNB NATIONAL BANK — 2003
What DNB NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,354,000 | 35,826,000 | 35,470,000 | 37,728,000 |
| Total loans | 19,972,000 | 20,074,000 | 20,434,000 | 21,769,000 |
| Allowance for loan losses | 610,000 | 613,000 | 611,000 | 612,000 |
| Securities available for sale | 12,615,000 | 12,138,000 | 11,057,000 | 11,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,944,000 | 29,344,000 | 27,904,000 | 31,607,000 |
| Interest-bearing deposits | 20,559,000 | 22,316,000 | 20,776,000 | 24,229,000 |
| Noninterest-bearing deposits | 7,385,000 | 7,028,000 | 7,127,000 | 7,378,000 |
| Equity capital | 5,815,000 | 5,724,000 | 5,564,000 | 5,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 956,000 | 1,430,000 | 1,892,000 |
| Interest expense | 93,000 | 176,000 | 249,000 | 316,000 |
| Net interest income | 392,000 | 780,000 | 1,181,000 | 1,576,000 |
| Noninterest income | 111,000 | 217,000 | 335,000 | 523,000 |
| Noninterest expense | 419,000 | 829,000 | 1,281,000 | 1,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 187,000 | 254,000 | 433,000 |
| Income tax | -30,000 | 24,000 | 69,000 | 28,000 |
| Net income | 133,000 | 163,000 | 185,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,440,000 | 5,369,000 | 5,391,000 | 5,612,000 |
| Total capital | 5,804,000 | 5,727,000 | 5,769,000 | 5,995,000 |
| Risk-weighted assets | 28,890,000 | 28,408,000 | 30,007,000 | 30,441,000 |