Call reports 2002
DNB NATIONAL BANK — 2002
What DNB NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,404,000 | 34,440,000 | 33,104,000 | 36,611,000 |
| Total loans | 19,983,000 | 20,060,000 | 20,028,000 | 18,325,000 |
| Allowance for loan losses | 607,000 | 610,000 | 614,000 | 606,000 |
| Securities available for sale | 10,047,000 | 10,237,000 | 10,047,000 | 11,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,486,000 | 28,395,000 | 26,350,000 | 30,204,000 |
| Interest-bearing deposits | 22,346,000 | 21,131,000 | 19,715,000 | 23,191,000 |
| Noninterest-bearing deposits | 7,140,000 | 7,264,000 | 6,635,000 | 7,013,000 |
| Equity capital | 5,349,000 | 5,521,000 | 5,611,000 | 5,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,046,000 | 1,550,000 | 2,050,000 |
| Interest expense | 149,000 | 280,000 | 404,000 | 525,000 |
| Net interest income | 396,000 | 766,000 | 1,146,000 | 1,525,000 |
| Noninterest income | 97,000 | 220,000 | 343,000 | 476,000 |
| Noninterest expense | 389,000 | 810,000 | 1,252,000 | 1,663,000 |
| Provision for loan losses | -3,000 | -3,000 | -3,000 | -3,000 |
| Pretax income | 103,000 | 172,000 | 232,000 | 333,000 |
| Income tax | 36,000 | 8,000 | 24,000 | 63,000 |
| Net income | 67,000 | 164,000 | 208,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,103,000 | 5,200,000 | 5,244,000 | 5,306,000 |
| Total capital | 5,452,000 | 5,553,000 | 5,600,000 | 5,646,000 |
| Risk-weighted assets | 27,645,000 | 27,972,000 | 28,235,000 | 26,906,000 |