Call reports 2001
DNB NATIONAL BANK — 2001
What DNB NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,790,000 | 35,138,000 | 33,763,000 | 36,974,000 |
| Total loans | 17,529,000 | 17,647,000 | 17,054,000 | 19,795,000 |
| Allowance for loan losses | 546,000 | 603,000 | 606,000 | 610,000 |
| Securities available for sale | 10,048,000 | 9,759,000 | 9,626,000 | 10,794,000 |
| Securities held to maturity | 597,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,149,000 | 29,141,000 | 27,520,000 | 31,133,000 |
| Interest-bearing deposits | 22,153,000 | 22,426,000 | 20,889,000 | 22,841,000 |
| Noninterest-bearing deposits | 6,996,000 | 6,715,000 | 6,631,000 | 8,292,000 |
| Equity capital | 5,159,000 | 5,236,000 | 5,383,000 | 5,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,378,000 | 1,952,000 | 2,499,000 |
| Interest expense | 240,000 | 451,000 | 640,000 | 804,000 |
| Net interest income | 410,000 | 927,000 | 1,312,000 | 1,695,000 |
| Noninterest income | 109,000 | 212,000 | 311,000 | 441,000 |
| Noninterest expense | 393,000 | 802,000 | 1,181,000 | 1,672,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 334,000 | 437,000 | 456,000 |
| Income tax | 29,000 | 185,000 | 154,000 | 97,000 |
| Net income | 96,000 | 149,000 | 283,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,857,000 | 4,914,000 | 5,055,000 | 5,136,000 |
| Total capital | 5,144,000 | 5,211,000 | 5,352,000 | 5,479,000 |
| Risk-weighted assets | 22,740,000 | 23,453,000 | 23,487,000 | 27,158,000 |