Call report 2007Q4
RIVER CITY BANK — 2007Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,893,000 | USD | evidence → |
| Total loans | 95,779,000 | USD | evidence → |
| Allowance for loan losses | 977,000 | USD | evidence → |
| Securities available for sale | 21,343,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,535,000 | USD | evidence → |
| Interest-bearing deposits | 96,963,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,572,000 | USD | evidence → |
| Equity capital | 15,498,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,828,000 | USD | evidence → |
| Interest expense | 4,178,000 | USD | evidence → |
| Net interest income | 3,650,000 | USD | evidence → |
| Noninterest income | 358,000 | USD | evidence → |
| Noninterest expense | 3,885,000 | USD | evidence → |
| Provision for loan losses | 565,000 | USD | evidence → |
| Pretax income | -438,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,327,000 | USD | evidence → |
| Total capital | 16,304,000 | USD | evidence → |
| Risk-weighted assets | 96,453,000 | USD | evidence → |