Call report 2005Q4
RIVER CITY BANK — 2005Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,037,000 | USD | evidence → |
| Total loans | 38,723,000 | USD | evidence → |
| Allowance for loan losses | 395,000 | USD | evidence → |
| Securities available for sale | 12,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,932,000 | USD | evidence → |
| Interest-bearing deposits | 39,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,204,000 | USD | evidence → |
| Equity capital | 15,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,381,000 | USD | evidence → |
| Interest expense | 729,000 | USD | evidence → |
| Net interest income | 1,652,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 2,156,000 | USD | evidence → |
| Provision for loan losses | 215,000 | USD | evidence → |
| Pretax income | -593,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -593,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,043,000 | USD | evidence → |
| Total capital | 16,438,000 | USD | evidence → |
| Risk-weighted assets | 40,183,000 | USD | evidence → |