Call reports 2003
KAWEAH NATIONAL BANK — 2003
What KAWEAH NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 90,694,000 | 91,506,000 |
| Total loans | 71,445,000 | 73,131,000 |
| Allowance for loan losses | 703,000 | 734,000 |
| Securities available for sale | 2,709,000 | 1,805,000 |
| Securities held to maturity | 3,760,000 | 3,214,000 |
| Trading assets | 0 | 0 |
| Total deposits | 80,017,000 | 81,909,000 |
| Interest-bearing deposits | 62,644,000 | 61,464,000 |
| Noninterest-bearing deposits | 17,373,000 | 20,445,000 |
| Equity capital | 7,048,000 | 7,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 1,522,000 | 3,084,000 |
| Interest expense | 231,000 | 465,000 |
| Net interest income | 1,291,000 | 2,619,000 |
| Noninterest income | 301,000 | 562,000 |
| Noninterest expense | 1,198,000 | 2,441,000 |
| Provision for loan losses | 36,000 | 72,000 |
| Pretax income | 358,000 | 668,000 |
| Income tax | 127,000 | 233,000 |
| Net income | 231,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 7,042,000 | 7,245,000 |
| Total capital | 7,745,000 | 7,979,000 |
| Risk-weighted assets | 73,415,000 | 73,513,000 |