Call reports 2002
KAWEAH NATIONAL BANK — 2002
What KAWEAH NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 80,024,000 | 80,433,000 | 85,015,000 | 84,952,000 |
| Total loans | 61,151,000 | 63,955,000 | 67,891,000 | 68,920,000 |
| Allowance for loan losses | 591,000 | 625,000 | 660,000 | 681,000 |
| Securities available for sale | 1,496,000 | 2,530,000 | 2,450,000 | 2,972,000 |
| Securities held to maturity | 5,892,000 | 5,157,000 | 4,879,000 | 4,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,467,000 | 69,654,000 | 72,882,000 | 73,791,000 |
| Interest-bearing deposits | 56,013,000 | 54,362,000 | 57,149,000 | 56,397,000 |
| Noninterest-bearing deposits | 15,454,000 | 15,292,000 | 15,733,000 | 17,394,000 |
| Equity capital | 5,930,000 | 6,174,000 | 6,469,000 | 6,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 2,966,000 | 4,547,000 | 6,136,000 |
| Interest expense | 302,000 | 571,000 | 838,000 | 1,095,000 |
| Net interest income | 1,193,000 | 2,395,000 | 3,709,000 | 5,041,000 |
| Noninterest income | 271,000 | 482,000 | 758,000 | 1,043,000 |
| Noninterest expense | 982,000 | 2,032,000 | 3,107,000 | 4,273,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 446,000 | 773,000 | 1,252,000 | 1,667,000 |
| Income tax | 180,000 | 286,000 | 456,000 | 612,000 |
| Net income | 266,000 | 487,000 | 796,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,934,000 | 6,154,000 | 6,463,000 | 6,720,000 |
| Total capital | 6,525,000 | 6,779,000 | 7,123,000 | 7,401,000 |
| Risk-weighted assets | 63,092,000 | 65,381,000 | 68,534,000 | 69,331,000 |