Call reports 2001
KAWEAH NATIONAL BANK — 2001
What KAWEAH NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,120,000 | 67,574,000 | 76,975,000 | 78,748,000 |
| Total loans | 45,667,000 | 51,554,000 | 57,120,000 | 61,827,000 |
| Allowance for loan losses | 468,000 | 492,000 | 514,000 | 568,000 |
| Securities available for sale | 6,523,000 | 5,985,000 | 5,577,000 | 3,514,000 |
| Securities held to maturity | 2,951,000 | 2,647,000 | 2,369,000 | 6,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,079,000 | 61,793,000 | 70,820,000 | 69,450,000 |
| Interest-bearing deposits | 49,868,000 | 50,743,000 | 57,399,000 | 54,638,000 |
| Noninterest-bearing deposits | 11,211,000 | 11,050,000 | 13,421,000 | 14,812,000 |
| Equity capital | 4,560,000 | 5,138,000 | 5,471,000 | 5,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,732,000 | 4,219,000 | 5,714,000 |
| Interest expense | 479,000 | 949,000 | 1,403,000 | 1,781,000 |
| Net interest income | 859,000 | 1,783,000 | 2,816,000 | 3,933,000 |
| Noninterest income | 120,000 | 260,000 | 449,000 | 799,000 |
| Noninterest expense | 739,000 | 1,532,000 | 2,433,000 | 3,461,000 |
| Provision for loan losses | 24,000 | 48,000 | 78,000 | 132,000 |
| Pretax income | 216,000 | 463,000 | 754,000 | 1,139,000 |
| Income tax | 89,000 | 192,000 | 307,000 | 455,000 |
| Net income | 127,000 | 271,000 | 447,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,537,000 | 5,137,000 | 5,430,000 | 5,667,000 |
| Total capital | 5,005,000 | 5,629,000 | 5,944,000 | 6,235,000 |
| Risk-weighted assets | 49,506,000 | 55,574,000 | 59,934,000 | 65,168,000 |