Call reports 2026
CONSUMERS NATIONAL BANK — 2026
What CONSUMERS NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,237,314,000 | 1,279,390,000 |
| Total loans | 905,303,000 | 938,601,000 |
| Allowance for loan losses | 8,868,000 | 9,265,000 |
| Securities available for sale | 258,371,000 | 257,583,000 |
| Securities held to maturity | 4,651,000 | 4,308,000 |
| Trading assets | 29,000 | 103,000 |
| Total deposits | 1,110,027,000 | 1,121,145,000 |
| Interest-bearing deposits | 862,809,000 | 874,134,000 |
| Noninterest-bearing deposits | 247,218,000 | 247,011,000 |
| Equity capital | 86,976,000 | 89,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,908,000 | 30,231,000 |
| Interest expense | 4,838,000 | 9,891,000 |
| Net interest income | 10,070,000 | 20,340,000 |
| Noninterest income | 1,430,000 | 3,008,000 |
| Noninterest expense | 7,883,000 | 15,801,000 |
| Provision for loan losses | 160,000 | 495,000 |
| Pretax income | 3,407,000 | 6,956,000 |
| Income tax | 538,000 | 1,070,000 |
| Net income | 2,869,000 | 5,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 102,900,000 | 105,227,000 |
| Total capital | 112,238,000 | 115,006,000 |
| Risk-weighted assets | 930,016,000 | 964,204,000 |