Call reports 2001
CONSUMERS NATIONAL BANK — 2001
What CONSUMERS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,870,000 | 171,975,000 | 180,218,000 | 184,113,000 |
| Total loans | 131,643,000 | 132,802,000 | 133,874,000 | 133,815,000 |
| Allowance for loan losses | 1,487,000 | 1,552,000 | 1,546,000 | 1,558,000 |
| Securities available for sale | 20,225,000 | 18,703,000 | 21,418,000 | 26,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,025,000 | 152,733,000 | 158,927,000 | 162,595,000 |
| Interest-bearing deposits | 126,307,000 | 126,669,000 | 130,431,000 | 133,202,000 |
| Noninterest-bearing deposits | 25,718,000 | 26,064,000 | 28,496,000 | 29,393,000 |
| Equity capital | 13,487,000 | 13,883,000 | 14,358,000 | 14,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,521,000 | 7,106,000 | 10,668,000 | 14,202,000 |
| Interest expense | 1,390,000 | 2,764,000 | 4,119,000 | 5,284,000 |
| Net interest income | 2,131,000 | 4,342,000 | 6,549,000 | 8,918,000 |
| Noninterest income | 486,000 | 953,000 | 1,357,000 | 1,804,000 |
| Noninterest expense | 1,733,000 | 3,476,000 | 5,147,000 | 6,853,000 |
| Provision for loan losses | 227,000 | 376,000 | 564,000 | 876,000 |
| Pretax income | 657,000 | 1,443,000 | 2,195,000 | 2,993,000 |
| Income tax | 215,000 | 462,000 | 694,000 | 940,000 |
| Net income | 442,000 | 981,000 | 1,501,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,591,000 | 12,012,000 | 12,415,000 | 12,813,000 |
| Total capital | 13,078,000 | 13,503,000 | 13,933,000 | 14,371,000 |
| Risk-weighted assets | 120,745,000 | 119,253,000 | 121,440,000 | 126,025,000 |