Call reports 2001
DEL RIO NATIONAL BANK — 2001
What DEL RIO NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 143,725,000 | 141,758,000 | 141,341,000 |
| Total loans | 66,867,000 | 71,205,000 | 71,945,000 |
| Allowance for loan losses | 410,000 | 416,000 | 416,000 |
| Securities available for sale | 35,073,000 | 30,433,000 | 28,186,000 |
| Securities held to maturity | 13,401,000 | 13,391,000 | 13,132,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 131,791,000 | 129,780,000 | 129,067,000 |
| Interest-bearing deposits | 106,885,000 | 105,789,000 | 105,000,000 |
| Noninterest-bearing deposits | 24,906,000 | 23,991,000 | 24,067,000 |
| Equity capital | 11,240,000 | 11,485,000 | 11,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,406,000 | 4,738,000 | 6,895,000 |
| Interest expense | 1,073,000 | 2,017,000 | 2,809,000 |
| Net interest income | 1,333,000 | 2,721,000 | 4,086,000 |
| Noninterest income | 353,000 | 702,000 | 1,064,000 |
| Noninterest expense | 1,023,000 | 2,053,000 | 3,084,000 |
| Provision for loan losses | 29,000 | 35,000 | 80,000 |
| Pretax income | 634,000 | 1,335,000 | 1,986,000 |
| Income tax | 170,000 | 361,000 | 538,000 |
| Net income | 464,000 | 974,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 11,141,000 | 11,369,000 | 11,461,000 |
| Total capital | 11,551,000 | 11,785,000 | 11,877,000 |
| Risk-weighted assets | 51,217,000 | 50,837,000 | 51,782,000 |