Call reports 2026
ANDOVER BANK, THE — 2026
What ANDOVER BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 602,083,000 | 595,104,000 |
| Total loans | 278,127,000 | 281,551,000 |
| Allowance for loan losses | 1,574,000 | 1,551,000 |
| Securities available for sale | 254,664,000 | 260,519,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 562,715,000 | 553,145,000 |
| Interest-bearing deposits | 412,905,000 | 403,317,000 |
| Noninterest-bearing deposits | 149,810,000 | 149,828,000 |
| Equity capital | 36,190,000 | 38,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,601,000 | 11,442,000 |
| Interest expense | 1,417,000 | 2,789,000 |
| Net interest income | 4,184,000 | 8,653,000 |
| Noninterest income | 897,000 | 1,838,000 |
| Noninterest expense | 4,145,000 | 8,060,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 936,000 | 2,431,000 |
| Income tax | -18,000 | 87,000 |
| Net income | 954,000 | 2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 58,849,000 | 59,491,000 |
| Total capital | 60,423,000 | 61,042,000 |
| Risk-weighted assets | 273,398,000 | 273,614,000 |