Call reports 2002
BANK OF SHARON, THE — 2002
What BANK OF SHARON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,200,000 | 140,781,000 | 143,037,000 | 143,822,000 |
| Total loans | 92,031,000 | 94,319,000 | 97,046,000 | 101,300,000 |
| Allowance for loan losses | 852,000 | 877,000 | 907,000 | 1,013,000 |
| Securities available for sale | 22,463,000 | 23,761,000 | 21,328,000 | 21,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,927,000 | 115,223,000 | 116,482,000 | 117,626,000 |
| Interest-bearing deposits | 109,645,000 | 107,910,000 | 109,061,000 | 111,320,000 |
| Noninterest-bearing deposits | 8,282,000 | 7,313,000 | 7,421,000 | 6,306,000 |
| Equity capital | 12,015,000 | 12,470,000 | 12,753,000 | 12,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,066,000 | 6,108,000 | 8,116,000 |
| Interest expense | 1,159,000 | 2,190,000 | 3,152,000 | 4,056,000 |
| Net interest income | 906,000 | 1,876,000 | 2,956,000 | 4,060,000 |
| Noninterest income | 388,000 | 715,000 | 1,076,000 | 1,260,000 |
| Noninterest expense | 946,000 | 1,911,000 | 2,850,000 | 3,833,000 |
| Provision for loan losses | 47,000 | 92,000 | 140,000 | 236,000 |
| Pretax income | 392,000 | 679,000 | 1,166,000 | 1,415,000 |
| Income tax | 107,000 | 177,000 | 338,000 | 404,000 |
| Net income | 285,000 | 502,000 | 828,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,850,000 | 12,067,000 | 12,393,000 | 12,576,000 |
| Total capital | 12,702,000 | 12,944,000 | 13,300,000 | 13,589,000 |
| Risk-weighted assets | 114,789,000 | 109,101,000 | 111,311,000 | 115,722,000 |