Call reports 2001
BANK OF SHARON, THE — 2001
What BANK OF SHARON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 142,973,000 | 146,447,000 | 148,753,000 | 147,368,000 |
| Total loans | 93,258,000 | 96,952,000 | 94,989,000 | 98,530,000 |
| Allowance for loan losses | 947,000 | 947,000 | 777,000 | 805,000 |
| Securities available for sale | 23,479,000 | 21,595,000 | 20,457,000 | 19,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,223,000 | 120,769,000 | 122,178,000 | 121,585,000 |
| Interest-bearing deposits | 112,771,000 | 114,373,000 | 115,135,000 | 114,419,000 |
| Noninterest-bearing deposits | 6,452,000 | 6,396,000 | 7,043,000 | 7,166,000 |
| Equity capital | 10,809,000 | 10,939,000 | 12,000,000 | 11,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 4,922,000 | 7,396,000 | 9,674,000 |
| Interest expense | 1,758,000 | 3,498,000 | 5,135,000 | 6,578,000 |
| Net interest income | 783,000 | 1,424,000 | 2,261,000 | 3,096,000 |
| Noninterest income | 477,000 | 994,000 | 1,384,000 | 1,339,000 |
| Noninterest expense | 905,000 | 1,835,000 | 2,763,000 | 3,764,000 |
| Provision for loan losses | 33,000 | 65,000 | 98,000 | 283,000 |
| Pretax income | 322,000 | 551,000 | 817,000 | 421,000 |
| Income tax | 77,000 | 141,000 | 223,000 | 39,000 |
| Net income | 245,000 | 410,000 | 594,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,541,000 | 10,706,000 | 11,614,000 | 11,565,000 |
| Total capital | 11,488,000 | 11,653,000 | 12,391,000 | 12,370,000 |
| Risk-weighted assets | 108,979,000 | 114,117,000 | 113,999,000 | 122,324,000 |