Call reports 2025
WALDEN SAVINGS BANK — 2025
What WALDEN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 925,659,000 | 944,950,000 | 956,807,000 | 968,287,000 |
| Total loans | 680,608,000 | 700,566,000 | 716,323,000 | 742,130,000 |
| Allowance for loan losses | 7,756,000 | 7,621,000 | 7,819,000 | 8,029,000 |
| Securities available for sale | 181,306,000 | 176,535,000 | 173,273,000 | 158,102,000 |
| Securities held to maturity | 28,000 | 28,000 | 27,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,612,000 | 802,872,000 | 808,352,000 | 820,016,000 |
| Interest-bearing deposits | 639,134,000 | 632,026,000 | 630,557,000 | 647,533,000 |
| Noninterest-bearing deposits | 159,478,000 | 170,846,000 | 177,795,000 | 172,483,000 |
| Equity capital | 76,934,000 | 80,426,000 | 84,723,000 | 88,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,670,000 | 21,680,000 | 33,018,000 | 44,568,000 |
| Interest expense | 2,829,000 | 5,646,000 | 8,412,000 | 11,080,000 |
| Net interest income | 7,841,000 | 16,034,000 | 24,606,000 | 33,488,000 |
| Noninterest income | 1,355,000 | 2,971,000 | 4,689,000 | 6,470,000 |
| Noninterest expense | 6,493,000 | 13,099,000 | 20,051,000 | 26,948,000 |
| Provision for loan losses | -147,000 | -310,000 | -122,000 | 185,000 |
| Pretax income | 2,852,000 | 6,080,000 | 9,226,000 | 11,934,000 |
| Income tax | 567,000 | 1,221,000 | 1,847,000 | 2,380,000 |
| Net income | 2,285,000 | 4,859,000 | 7,379,000 | 9,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,347,000 | 92,920,000 | 95,441,000 | 97,616,000 |
| Total capital | 98,004,000 | 100,792,000 | 103,440,000 | 105,853,000 |
| Risk-weighted assets | 611,982,000 | 629,409,000 | 639,497,000 | 658,500,000 |