Call reports 2024
WALDEN SAVINGS BANK — 2024
What WALDEN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 877,297,000 | 898,251,000 | 926,805,000 | 914,409,000 |
| Total loans | 621,639,000 | 634,920,000 | 655,690,000 | 667,768,000 |
| Allowance for loan losses | 7,103,000 | 7,181,000 | 7,483,000 | 7,906,000 |
| Securities available for sale | 201,958,000 | 194,251,000 | 192,929,000 | 184,980,000 |
| Securities held to maturity | 33,000 | 32,000 | 30,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 769,225,000 | 796,939,000 | 793,477,000 | 799,385,000 |
| Interest-bearing deposits | 614,117,000 | 633,976,000 | 627,109,000 | 635,887,000 |
| Noninterest-bearing deposits | 155,108,000 | 162,963,000 | 166,368,000 | 163,498,000 |
| Equity capital | 66,236,000 | 68,166,000 | 74,467,000 | 72,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,542,000 | 19,358,000 | 29,494,000 | 40,376,000 |
| Interest expense | 2,552,000 | 5,277,000 | 8,149,000 | 11,382,000 |
| Net interest income | 6,990,000 | 14,081,000 | 21,345,000 | 28,994,000 |
| Noninterest income | 1,473,000 | 2,908,000 | 4,439,000 | 5,896,000 |
| Noninterest expense | 6,483,000 | 12,608,000 | 18,931,000 | 25,145,000 |
| Provision for loan losses | 310,000 | 383,000 | 712,000 | 2,389,000 |
| Pretax income | 1,677,000 | 3,934,000 | 6,086,000 | 6,877,000 |
| Income tax | 314,000 | 792,000 | 1,170,000 | 1,299,000 |
| Net income | 1,363,000 | 3,142,000 | 4,916,000 | 5,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,847,000 | 85,625,000 | 87,400,000 | 88,061,000 |
| Total capital | 90,971,000 | 92,852,000 | 94,824,000 | 95,599,000 |
| Risk-weighted assets | 569,571,000 | 577,733,000 | 593,412,000 | 602,163,000 |