Call reports 2023
WALDEN SAVINGS BANK — 2023
What WALDEN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 848,823,000 | 856,991,000 | 862,938,000 | 876,012,000 |
| Total loans | 553,619,000 | 573,957,000 | 588,247,000 | 608,862,000 |
| Allowance for loan losses | 6,347,000 | 6,652,000 | 6,612,000 | 6,777,000 |
| Securities available for sale | 238,498,000 | 226,295,000 | 212,580,000 | 210,637,000 |
| Securities held to maturity | 35,000 | 35,000 | 34,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,454,000 | 758,962,000 | 762,837,000 | 751,449,000 |
| Interest-bearing deposits | 582,219,000 | 581,107,000 | 585,433,000 | 586,312,000 |
| Noninterest-bearing deposits | 172,235,000 | 177,855,000 | 177,404,000 | 165,137,000 |
| Equity capital | 59,046,000 | 58,627,000 | 57,312,000 | 65,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,887,000 | 16,204,000 | 25,139,000 | 34,320,000 |
| Interest expense | 1,076,000 | 2,648,000 | 4,447,000 | 6,807,000 |
| Net interest income | 6,811,000 | 13,556,000 | 20,692,000 | 27,513,000 |
| Noninterest income | 1,424,000 | 3,026,000 | 4,604,000 | 6,121,000 |
| Noninterest expense | 6,271,000 | 12,299,000 | 18,268,000 | 24,304,000 |
| Provision for loan losses | 273,000 | 568,000 | 320,000 | 614,000 |
| Pretax income | 1,691,000 | 3,715,000 | 6,232,000 | 8,266,000 |
| Income tax | 324,000 | 715,000 | 1,203,000 | 1,597,000 |
| Net income | 1,367,000 | 3,000,000 | 5,029,000 | 6,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,339,000 | 78,972,000 | 80,844,000 | 82,484,000 |
| Total capital | 83,686,000 | 85,621,000 | 87,656,000 | 89,544,000 |
| Risk-weighted assets | 518,889,000 | 531,995,000 | 544,743,000 | 564,697,000 |