Call reports 2022
WALDEN SAVINGS BANK — 2022
What WALDEN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 832,915,000 | 833,184,000 | 835,774,000 | 828,530,000 |
| Total loans | 462,777,000 | 472,567,000 | 500,105,000 | 528,784,000 |
| Allowance for loan losses | 5,563,000 | 5,539,000 | 5,743,000 | 6,053,000 |
| Securities available for sale | 264,161,000 | 272,812,000 | 251,098,000 | 244,530,000 |
| Securities held to maturity | 56,000 | 51,000 | 37,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 767,079,000 | 770,517,000 | 778,300,000 | 754,903,000 |
| Interest-bearing deposits | 592,675,000 | 589,769,000 | 588,348,000 | 573,854,000 |
| Noninterest-bearing deposits | 174,404,000 | 180,748,000 | 189,952,000 | 181,049,000 |
| Equity capital | 60,350,000 | 56,699,000 | 50,608,000 | 55,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,343,000 | 11,101,000 | 17,705,000 | 25,115,000 |
| Interest expense | 133,000 | 267,000 | 412,000 | 698,000 |
| Net interest income | 5,210,000 | 10,834,000 | 17,293,000 | 24,417,000 |
| Noninterest income | 1,788,000 | 3,115,000 | 4,552,000 | 6,006,000 |
| Noninterest expense | 6,136,000 | 11,456,000 | 17,094,000 | 22,958,000 |
| Provision for loan losses | -4,000 | -83,000 | 100,000 | 319,000 |
| Pretax income | 866,000 | 2,576,000 | 4,651,000 | 7,209,000 |
| Income tax | 48,000 | 369,000 | 758,000 | 1,243,000 |
| Net income | 818,000 | 2,207,000 | 3,893,000 | 5,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,830,000 | 72,220,000 | 73,899,000 | 75,972,000 |
| Total capital | 76,393,000 | 77,759,000 | 79,642,000 | 82,025,000 |
| Risk-weighted assets | 449,395,000 | 462,599,000 | 483,183,000 | 502,249,000 |