Call reports 2021
WALDEN SAVINGS BANK — 2021
What WALDEN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 773,816,000 | 801,369,000 | 812,912,000 | 821,151,000 |
| Total loans | 456,177,000 | 453,420,000 | 461,139,000 | 465,576,000 |
| Allowance for loan losses | 5,815,000 | 5,867,000 | 5,611,000 | 5,560,000 |
| Securities available for sale | 204,105,000 | 241,409,000 | 258,733,000 | 252,325,000 |
| Securities held to maturity | 64,000 | 60,000 | 59,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,927,000 | 727,689,000 | 737,939,000 | 746,757,000 |
| Interest-bearing deposits | 545,959,000 | 562,805,000 | 565,122,000 | 575,618,000 |
| Noninterest-bearing deposits | 156,968,000 | 164,884,000 | 172,817,000 | 171,139,000 |
| Equity capital | 65,302,000 | 67,367,000 | 68,050,000 | 68,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,272,000 | 10,758,000 | 16,156,000 | 21,589,000 |
| Interest expense | 251,000 | 470,000 | 633,000 | 773,000 |
| Net interest income | 5,021,000 | 10,288,000 | 15,523,000 | 20,816,000 |
| Noninterest income | 1,671,000 | 3,547,000 | 4,952,000 | 6,256,000 |
| Noninterest expense | 5,328,000 | 10,456,000 | 15,652,000 | 21,022,000 |
| Provision for loan losses | 121,000 | 154,000 | -120,000 | -222,000 |
| Pretax income | 1,352,000 | 3,554,000 | 5,272,000 | 6,601,000 |
| Income tax | 261,000 | 717,000 | 1,070,000 | 1,320,000 |
| Net income | 1,091,000 | 2,837,000 | 4,202,000 | 5,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,822,000 | 67,568,000 | 68,933,000 | 70,012,000 |
| Total capital | 71,168,000 | 72,954,000 | 74,492,000 | 75,572,000 |
| Risk-weighted assets | 427,233,000 | 430,430,000 | 444,693,000 | 444,860,000 |