Call reports 2020
WALDEN SAVINGS BANK — 2020
What WALDEN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 602,740,000 | 695,562,000 | 715,447,000 | 736,016,000 |
| Total loans | 466,680,000 | 467,202,000 | 455,032,000 | 457,040,000 |
| Allowance for loan losses | 5,341,000 | 5,730,000 | 5,591,000 | 5,571,000 |
| Securities available for sale | 76,970,000 | 101,372,000 | 146,316,000 | 158,695,000 |
| Securities held to maturity | 73,000 | 70,000 | 68,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,489,000 | 625,066,000 | 643,599,000 | 663,508,000 |
| Interest-bearing deposits | 430,526,000 | 479,883,000 | 492,625,000 | 517,943,000 |
| Noninterest-bearing deposits | 105,963,000 | 145,183,000 | 150,974,000 | 145,565,000 |
| Equity capital | 62,166,000 | 63,494,000 | 64,737,000 | 66,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,651,000 | 10,746,000 | 15,856,000 | 21,118,000 |
| Interest expense | 447,000 | 846,000 | 1,192,000 | 1,480,000 |
| Net interest income | 5,204,000 | 9,900,000 | 14,664,000 | 19,638,000 |
| Noninterest income | 1,018,000 | 2,537,000 | 4,300,000 | 6,070,000 |
| Noninterest expense | 4,738,000 | 9,465,000 | 14,289,000 | 19,576,000 |
| Provision for loan losses | 601,000 | 985,000 | 1,346,000 | 1,301,000 |
| Pretax income | 1,002,000 | 2,638,000 | 3,980,000 | 5,482,000 |
| Income tax | 202,000 | 523,000 | 788,000 | 1,085,000 |
| Net income | 800,000 | 2,115,000 | 3,192,000 | 4,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,990,000 | 62,303,000 | 63,526,000 | 64,731,000 |
| Total capital | 65,976,000 | 67,380,000 | 68,595,000 | 69,886,000 |
| Risk-weighted assets | 398,601,000 | 405,558,000 | 405,056,000 | 412,019,000 |