Call reports 2019
WALDEN SAVINGS BANK — 2019
What WALDEN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 585,405,000 | 604,934,000 | 603,357,000 | 594,023,000 |
| Total loans | 431,368,000 | 444,896,000 | 448,511,000 | 457,690,000 |
| Allowance for loan losses | 4,160,000 | 4,225,000 | 4,382,000 | 4,757,000 |
| Securities available for sale | 81,621,000 | 88,944,000 | 87,118,000 | 80,369,000 |
| Securities held to maturity | 84,000 | 83,000 | 78,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,997,000 | 542,971,000 | 537,564,000 | 528,202,000 |
| Interest-bearing deposits | 426,500,000 | 431,498,000 | 424,904,000 | 426,373,000 |
| Noninterest-bearing deposits | 99,497,000 | 111,473,000 | 112,660,000 | 101,829,000 |
| Equity capital | 55,022,000 | 57,596,000 | 59,493,000 | 60,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,561,000 | 11,479,000 | 17,437,000 | 23,195,000 |
| Interest expense | 405,000 | 856,000 | 1,323,000 | 1,784,000 |
| Net interest income | 5,156,000 | 10,623,000 | 16,114,000 | 21,411,000 |
| Noninterest income | 1,167,000 | 2,545,000 | 3,936,000 | 5,370,000 |
| Noninterest expense | 4,848,000 | 9,662,000 | 14,470,000 | 19,180,000 |
| Provision for loan losses | 168,000 | 216,000 | 365,000 | 864,000 |
| Pretax income | 1,330,000 | 3,367,000 | 5,541,000 | 7,063,000 |
| Income tax | 253,000 | 652,000 | 1,086,000 | 1,384,000 |
| Net income | 1,077,000 | 2,715,000 | 4,455,000 | 5,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,587,000 | 57,225,000 | 58,965,000 | 60,189,000 |
| Total capital | 59,747,000 | 61,450,000 | 63,347,000 | 64,946,000 |
| Risk-weighted assets | 372,546,000 | 381,125,000 | 381,432,000 | 393,063,000 |