Call reports 2018
WALDEN SAVINGS BANK — 2018
What WALDEN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 555,264,000 | 585,103,000 | 577,104,000 | 570,760,000 |
| Total loans | 404,377,000 | 406,194,000 | 409,879,000 | 427,485,000 |
| Allowance for loan losses | 3,910,000 | 3,923,000 | 3,939,000 | 3,997,000 |
| Securities available for sale | 80,885,000 | 82,250,000 | 88,974,000 | 85,175,000 |
| Securities held to maturity | 101,000 | 97,000 | 95,000 | 86,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,811,000 | 530,510,000 | 521,437,000 | 512,324,000 |
| Interest-bearing deposits | 411,242,000 | 429,295,000 | 423,250,000 | 416,312,000 |
| Noninterest-bearing deposits | 88,569,000 | 101,215,000 | 98,187,000 | 96,012,000 |
| Equity capital | 48,003,000 | 49,343,000 | 50,576,000 | 53,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,772,000 | 9,885,000 | 15,250,000 | 20,706,000 |
| Interest expense | 198,000 | 451,000 | 762,000 | 1,109,000 |
| Net interest income | 4,574,000 | 9,434,000 | 14,488,000 | 19,597,000 |
| Noninterest income | 846,000 | 2,115,000 | 3,472,000 | 4,592,000 |
| Noninterest expense | 4,462,000 | 8,787,000 | 13,182,000 | 17,253,000 |
| Provision for loan losses | -262,000 | -225,000 | -33,000 | -96,000 |
| Pretax income | 1,220,000 | 2,987,000 | 4,811,000 | 7,032,000 |
| Income tax | 243,000 | 546,000 | 825,000 | 1,264,000 |
| Net income | 977,000 | 2,441,000 | 3,986,000 | 5,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,719,000 | 51,184,000 | 52,728,000 | 54,510,000 |
| Total capital | 53,629,000 | 55,107,000 | 56,667,000 | 58,507,000 |
| Risk-weighted assets | 348,186,000 | 347,774,000 | 356,679,000 | 370,463,000 |