Call reports 2017
WALDEN SAVINGS BANK — 2017
What WALDEN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 536,542,000 | 543,337,000 | 542,599,000 | 542,986,000 |
| Total loans | 373,455,000 | 374,408,000 | 382,268,000 | 398,079,000 |
| Allowance for loan losses | 3,484,000 | 4,076,000 | 4,199,000 | 4,220,000 |
| Securities available for sale | 94,714,000 | 94,231,000 | 92,876,000 | 86,401,000 |
| Securities held to maturity | 116,000 | 114,000 | 111,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,762,000 | 491,923,000 | 489,122,000 | 490,553,000 |
| Interest-bearing deposits | 403,853,000 | 403,116,000 | 397,467,000 | 401,369,000 |
| Noninterest-bearing deposits | 81,909,000 | 88,807,000 | 91,655,000 | 89,184,000 |
| Equity capital | 46,609,000 | 47,283,000 | 48,124,000 | 47,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,338,000 | 8,816,000 | 13,436,000 | 18,084,000 |
| Interest expense | 195,000 | 392,000 | 587,000 | 779,000 |
| Net interest income | 4,143,000 | 8,424,000 | 12,849,000 | 17,305,000 |
| Noninterest income | 1,059,000 | 2,164,000 | 3,381,000 | 4,563,000 |
| Noninterest expense | 4,060,000 | 7,857,000 | 11,990,000 | 16,124,000 |
| Provision for loan losses | 172,000 | 816,000 | 1,090,000 | 1,219,000 |
| Pretax income | 970,000 | 1,915,000 | 3,150,000 | 4,527,000 |
| Income tax | 410,000 | 816,000 | 1,208,000 | 2,796,000 |
| Net income | 560,000 | 1,099,000 | 1,942,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,379,000 | 47,918,000 | 48,761,000 | 48,742,000 |
| Total capital | 50,863,000 | 51,994,000 | 52,947,000 | 52,962,000 |
| Risk-weighted assets | 331,153,000 | 328,822,000 | 334,894,000 | 344,146,000 |