Call reports 2007
WALDEN SAVINGS BANK — 2007
What WALDEN SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 290,289,000 |
| Total loans | 197,364,000 |
| Allowance for loan losses | 2,320,000 |
| Securities available for sale | 56,096,000 |
| Securities held to maturity | 621,000 |
| Trading assets | 0 |
| Total deposits | 264,975,000 |
| Interest-bearing deposits | 238,659,000 |
| Noninterest-bearing deposits | 26,316,000 |
| Equity capital | 22,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 3,777,000 |
| Interest expense | 1,480,000 |
| Net interest income | 2,297,000 |
| Noninterest income | 1,000,000 |
| Noninterest expense | 2,631,000 |
| Provision for loan losses | 125,000 |
| Pretax income | 541,000 |
| Income tax | 119,000 |
| Net income | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 23,354,000 |
| Total capital | 25,674,000 |
| Risk-weighted assets | 205,848,000 |