Call reports 2001
WALDEN SAVINGS BANK — 2001
What WALDEN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,215,000 | 155,731,000 | 162,241,000 | 165,645,000 |
| Total loans | 97,544,000 | 100,282,000 | 101,345,000 | 101,252,000 |
| Allowance for loan losses | 431,000 | 437,000 | 644,000 | 417,000 |
| Securities available for sale | 24,780,000 | 26,406,000 | 28,832,000 | 32,363,000 |
| Securities held to maturity | 7,528,000 | 6,529,000 | 6,519,000 | 5,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,008,000 | 140,488,000 | 146,267,000 | 149,621,000 |
| Interest-bearing deposits | 123,579,000 | 128,996,000 | 132,099,000 | 135,813,000 |
| Noninterest-bearing deposits | 9,429,000 | 11,492,000 | 14,168,000 | 13,808,000 |
| Equity capital | 14,329,000 | 14,363,000 | 14,961,000 | 15,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,424,000 | 4,920,000 | 7,412,000 | 9,860,000 |
| Interest expense | 889,000 | 1,813,000 | 2,712,000 | 3,495,000 |
| Net interest income | 1,535,000 | 3,107,000 | 4,700,000 | 6,365,000 |
| Noninterest income | 236,000 | 474,000 | 754,000 | 1,410,000 |
| Noninterest expense | 1,258,000 | 2,929,000 | 4,190,000 | 5,811,000 |
| Provision for loan losses | 25,000 | 50,000 | 255,000 | 280,000 |
| Pretax income | 488,000 | 602,000 | 1,009,000 | 1,684,000 |
| Income tax | 188,000 | 234,000 | 387,000 | 648,000 |
| Net income | 300,000 | 368,000 | 622,000 | 1,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,122,000 | 14,170,000 | 14,421,000 | 14,835,000 |
| Total capital | 14,553,000 | 14,607,000 | 15,065,000 | 15,252,000 |
| Risk-weighted assets | 122,785,000 | 129,352,000 | 89,699,000 | 90,421,000 |