Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,713,000 | 77,928,000 | 77,911,000 | 78,521,000 |
| Total loans | 46,636,000 | 47,358,000 | 46,557,000 | 46,680,000 |
| Allowance for loan losses | 947,000 | 946,000 | 946,000 | 945,000 |
| Securities available for sale | 24,332,000 | 23,151,000 | 24,662,000 | 26,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,679,000 | 66,211,000 | 66,937,000 | 67,910,000 |
| Interest-bearing deposits | 51,733,000 | 52,019,000 | 51,222,000 | 52,257,000 |
| Noninterest-bearing deposits | 12,946,000 | 14,192,000 | 15,715,000 | 15,653,000 |
| Equity capital | 8,601,000 | 8,178,000 | 8,766,000 | 8,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,639,000 | 4,014,000 | 5,343,000 |
| Interest expense | 453,000 | 925,000 | 1,430,000 | 1,904,000 |
| Net interest income | 822,000 | 1,714,000 | 2,584,000 | 3,439,000 |
| Noninterest income | 276,000 | 438,000 | 615,000 | 780,000 |
| Noninterest expense | 657,000 | 1,380,000 | 2,045,000 | 2,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 442,000 | 774,000 | 1,156,000 | 1,539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 774,000 | 1,156,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,753,000 | 8,753,000 | 8,945,000 | 8,793,000 |
| Total capital | 9,368,000 | 9,395,000 | 9,599,000 | 9,425,000 |
| Risk-weighted assets | 48,843,000 | 51,058,000 | 52,066,000 | 50,278,000 |