Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,607,000 | 70,193,000 | 71,256,000 | 69,907,000 |
| Total loans | 43,234,000 | 43,386,000 | 43,016,000 | 46,110,000 |
| Allowance for loan losses | 970,000 | 971,000 | 971,000 | 961,000 |
| Securities available for sale | 20,481,000 | 20,533,000 | 21,485,000 | 19,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,557,000 | 58,705,000 | 60,134,000 | 59,044,000 |
| Interest-bearing deposits | 47,650,000 | 49,744,000 | 48,905,000 | 47,903,000 |
| Noninterest-bearing deposits | 8,907,000 | 8,961,000 | 11,229,000 | 11,141,000 |
| Equity capital | 7,138,000 | 7,741,000 | 7,541,000 | 7,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,891,000 | 2,929,000 | 4,045,000 |
| Interest expense | 234,000 | 500,000 | 796,000 | 1,109,000 |
| Net interest income | 680,000 | 1,391,000 | 2,133,000 | 2,936,000 |
| Noninterest income | 108,000 | 224,000 | 350,000 | 473,000 |
| Noninterest expense | 492,000 | 995,000 | 1,537,000 | 2,100,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 273,000 | 605,000 | 945,000 | 1,308,000 |
| Income tax | -33,000 | -33,000 | -33,000 | -33,000 |
| Net income | 306,000 | 638,000 | 978,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,673,000 | 7,838,000 | 7,771,000 | 7,928,000 |
| Total capital | 8,299,000 | 8,484,000 | 8,406,000 | 8,572,000 |
| Risk-weighted assets | 49,736,000 | 51,386,000 | 50,467,000 | 51,213,000 |