Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,930,000 | 64,789,000 | 67,337,000 | 67,597,000 |
| Total loans | 39,280,000 | 40,125,000 | 40,040,000 | 41,273,000 |
| Allowance for loan losses | 861,000 | 891,000 | 921,000 | 941,000 |
| Securities available for sale | 18,947,000 | 20,506,000 | 19,196,000 | 22,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,568,000 | 52,355,000 | 54,466,000 | 56,480,000 |
| Interest-bearing deposits | 43,613,000 | 43,903,000 | 45,497,000 | 46,194,000 |
| Noninterest-bearing deposits | 7,955,000 | 8,452,000 | 8,969,000 | 10,286,000 |
| Equity capital | 7,145,000 | 6,343,000 | 7,046,000 | 6,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,619,000 | 2,469,000 | 3,328,000 |
| Interest expense | 200,000 | 395,000 | 597,000 | 813,000 |
| Net interest income | 588,000 | 1,224,000 | 1,872,000 | 2,515,000 |
| Noninterest income | 105,000 | 210,000 | 326,000 | 435,000 |
| Noninterest expense | 483,000 | 932,000 | 1,383,000 | 1,869,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 208,000 | 480,000 | 784,000 | 1,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 480,000 | 784,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,153,000 | 7,137,000 | 7,252,000 | 7,367,000 |
| Total capital | 7,778,000 | 7,734,000 | 7,891,000 | 7,987,000 |
| Risk-weighted assets | 49,748,000 | 47,484,000 | 50,803,000 | 49,316,000 |