Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,207,000 | 67,162,000 | 69,022,000 | 67,742,000 |
| Total loans | 42,747,000 | 41,480,000 | 39,349,000 | 39,960,000 |
| Allowance for loan losses | 803,000 | 912,000 | 653,000 | 825,000 |
| Securities available for sale | 21,270,000 | 21,194,000 | 19,782,000 | 23,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,740,000 | 53,689,000 | 55,756,000 | 53,609,000 |
| Interest-bearing deposits | 45,300,000 | 45,506,000 | 45,372,000 | 44,046,000 |
| Noninterest-bearing deposits | 7,440,000 | 8,183,000 | 10,384,000 | 9,563,000 |
| Equity capital | 5,841,000 | 5,928,000 | 5,831,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,758,000 | 2,573,000 | 3,417,000 |
| Interest expense | 319,000 | 613,000 | 887,000 | 1,133,000 |
| Net interest income | 587,000 | 1,145,000 | 1,686,000 | 2,284,000 |
| Noninterest income | 95,000 | 212,000 | 342,000 | 462,000 |
| Noninterest expense | 459,000 | 897,000 | 1,343,000 | 1,783,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 239,000 | 483,000 | 704,000 | 1,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 483,000 | 704,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,667,000 | 5,669,000 | 5,770,000 | 6,945,000 |
| Total capital | 6,326,000 | 6,305,000 | 6,363,000 | 7,567,000 |
| Risk-weighted assets | 52,578,000 | 50,582,000 | 47,352,000 | 49,530,000 |