Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,944,000 | 71,153,000 | 72,066,000 | 69,203,000 |
| Total loans | 38,569,000 | 43,416,000 | 42,288,000 | 41,514,000 |
| Allowance for loan losses | 661,000 | 691,000 | 755,000 | 771,000 |
| Securities available for sale | 23,998,000 | 23,445,000 | 24,676,000 | 24,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,025,000 | 55,585,000 | 56,358,000 | 55,876,000 |
| Interest-bearing deposits | 48,786,000 | 48,250,000 | 48,676,000 | 47,505,000 |
| Noninterest-bearing deposits | 6,239,000 | 7,335,000 | 7,682,000 | 8,371,000 |
| Equity capital | 4,527,000 | 5,153,000 | 5,327,000 | 5,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,128,000 | 3,168,000 | 4,117,000 |
| Interest expense | 424,000 | 831,000 | 1,231,000 | 1,582,000 |
| Net interest income | 659,000 | 1,297,000 | 1,937,000 | 2,535,000 |
| Noninterest income | 94,000 | 184,000 | 300,000 | 407,000 |
| Noninterest expense | 427,000 | 849,000 | 1,279,000 | 1,661,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 287,000 | 595,000 | 809,000 | 892,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 352,000 | 566,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,273,000 | 5,268,000 | 5,397,000 | 5,428,000 |
| Total capital | 5,886,000 | 5,930,000 | 6,075,000 | 6,059,000 |
| Risk-weighted assets | 49,000,000 | 52,928,000 | 54,201,000 | 50,367,000 |