Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,465,000 | 70,322,000 | 71,243,000 | 70,986,000 |
| Total loans | 36,294,000 | 35,796,000 | 39,626,000 | 42,068,000 |
| Allowance for loan losses | 761,000 | 756,000 | 725,000 | 747,000 |
| Securities available for sale | 26,580,000 | 29,739,000 | 26,182,000 | 25,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,572,000 | 59,386,000 | 59,889,000 | 57,651,000 |
| Interest-bearing deposits | 51,197,000 | 51,744,000 | 53,799,000 | 49,361,000 |
| Noninterest-bearing deposits | 6,375,000 | 7,642,000 | 6,090,000 | 8,290,000 |
| Equity capital | 4,876,000 | 4,922,000 | 5,395,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,559,000 | 3,796,000 | 4,984,000 |
| Interest expense | 685,000 | 1,352,000 | 1,982,000 | 2,497,000 |
| Net interest income | 606,000 | 1,207,000 | 1,814,000 | 2,487,000 |
| Noninterest income | 90,000 | 165,000 | 261,000 | 348,000 |
| Noninterest expense | 373,000 | 729,000 | 1,095,000 | 1,480,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 240,000 |
| Pretax income | 394,000 | 747,000 | 1,188,000 | 1,350,000 |
| Income tax | -2,000 | 0 | 1,000 | 1,000 |
| Net income | 396,000 | 747,000 | 1,187,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,707,000 | 4,904,000 | 5,103,000 | 5,222,000 |
| Total capital | 5,279,000 | 5,497,000 | 5,778,000 | 5,875,000 |
| Risk-weighted assets | 45,568,000 | 47,288,000 | 53,919,000 | 52,156,000 |