Call reports 2016
BANCO DO BRASIL AMERICAS — 2016
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,498,000 | 421,901,000 | 466,277,000 | 515,372,000 |
| Total loans | 244,843,000 | 293,495,000 | 324,532,000 | 371,075,000 |
| Allowance for loan losses | 3,039,000 | 3,373,000 | 3,747,000 | 4,184,000 |
| Securities available for sale | 57,038,000 | 54,877,000 | 71,189,000 | 68,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,391,000 | 364,361,000 | 386,737,000 | 428,019,000 |
| Interest-bearing deposits | 195,934,000 | 218,846,000 | 232,357,000 | 260,828,000 |
| Noninterest-bearing deposits | 135,457,000 | 145,515,000 | 154,380,000 | 167,191,000 |
| Equity capital | 54,512,000 | 55,381,000 | 54,877,000 | 55,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 6,077,000 | 9,899,000 | 14,157,000 |
| Interest expense | 483,000 | 1,025,000 | 1,622,000 | 2,303,000 |
| Net interest income | 2,411,000 | 5,052,000 | 8,277,000 | 11,854,000 |
| Noninterest income | 3,054,000 | 7,944,000 | 11,637,000 | 15,013,000 |
| Noninterest expense | 5,980,000 | 12,439,000 | 19,314,000 | 24,698,000 |
| Provision for loan losses | 14,000 | 372,000 | 761,000 | 1,199,000 |
| Pretax income | -529,000 | 185,000 | -97,000 | 1,034,000 |
| Income tax | 0 | 0 | 0 | 34,000 |
| Net income | -529,000 | 185,000 | -97,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,177,000 | 44,807,000 | 44,654,000 | 46,074,000 |
| Total capital | 46,493,000 | 47,689,000 | 47,740,000 | 49,441,000 |
| Risk-weighted assets | 184,349,000 | 229,808,000 | 245,622,000 | 268,466,000 |