Call reports 2015
BANCO DO BRASIL AMERICAS — 2015
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 282,441,000 | 283,792,000 | 315,028,000 | 367,589,000 |
| Total loans | 131,305,000 | 177,600,000 | 203,396,000 | 217,697,000 |
| Allowance for loan losses | 2,061,000 | 2,580,000 | 2,740,000 | 3,025,000 |
| Securities available for sale | 52,217,000 | 54,566,000 | 44,177,000 | 42,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,793,000 | 219,244,000 | 258,658,000 | 310,680,000 |
| Interest-bearing deposits | 69,455,000 | 80,882,000 | 115,578,000 | 162,501,000 |
| Noninterest-bearing deposits | 156,339,000 | 138,362,000 | 143,080,000 | 148,179,000 |
| Equity capital | 53,764,000 | 52,807,000 | 54,195,000 | 54,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,444,000 | 5,757,000 | 8,332,000 |
| Interest expense | 118,000 | 264,000 | 465,000 | 850,000 |
| Net interest income | 1,475,000 | 3,180,000 | 5,292,000 | 7,482,000 |
| Noninterest income | 4,969,000 | 9,595,000 | 16,438,000 | 22,647,000 |
| Noninterest expense | 5,976,000 | 12,503,000 | 19,901,000 | 27,053,000 |
| Provision for loan losses | 229,000 | 750,000 | 978,000 | 1,267,000 |
| Pretax income | 375,000 | -342,000 | 1,030,000 | 1,988,000 |
| Income tax | 0 | 0 | 0 | 43,000 |
| Net income | 375,000 | -342,000 | 1,030,000 | 1,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,060,000 | 42,292,000 | 43,684,000 | 44,587,000 |
| Total capital | 44,549,000 | 44,025,000 | 45,652,000 | 46,762,000 |
| Risk-weighted assets | 118,241,000 | 137,518,000 | 156,438,000 | 172,804,000 |