Call reports 2014
BANCO DO BRASIL AMERICAS — 2014
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,471,000 | 206,675,000 | 232,492,000 | 258,440,000 |
| Total loans | 69,994,000 | 81,186,000 | 104,320,000 | 113,107,000 |
| Allowance for loan losses | 913,000 | 1,214,000 | 1,597,000 | 1,834,000 |
| Securities available for sale | 30,727,000 | 30,132,000 | 45,740,000 | 44,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,602,000 | 161,830,000 | 184,366,000 | 203,179,000 |
| Interest-bearing deposits | 44,806,000 | 55,751,000 | 58,041,000 | 63,031,000 |
| Noninterest-bearing deposits | 65,796,000 | 106,079,000 | 126,325,000 | 140,148,000 |
| Equity capital | 40,805,000 | 42,555,000 | 44,992,000 | 53,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,077,000 | 3,506,000 | 5,222,000 |
| Interest expense | 77,000 | 168,000 | 269,000 | 381,000 |
| Net interest income | 910,000 | 1,909,000 | 3,237,000 | 4,841,000 |
| Noninterest income | 3,489,000 | 9,613,000 | 17,281,000 | 24,888,000 |
| Noninterest expense | 4,397,000 | 9,597,000 | 15,673,000 | 22,360,000 |
| Provision for loan losses | 48,000 | 350,000 | 743,000 | 985,000 |
| Pretax income | -8,000 | 1,613,000 | 4,140,000 | 6,422,000 |
| Income tax | 0 | 0 | 0 | 122,000 |
| Net income | -8,000 | 1,613,000 | 4,140,000 | 6,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,357,000 | 31,979,000 | 34,508,000 | 42,670,000 |
| Total capital | 31,140,000 | 32,900,000 | 35,684,000 | 43,934,000 |
| Risk-weighted assets | 62,872,000 | 73,272,000 | 93,438,000 | 100,376,000 |