Call reports 2009
BANCO DO BRASIL AMERICAS — 2009
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 99,740,000 | 97,987,000 | 98,054,000 | 97,241,000 |
| Total loans | 73,588,000 | 73,340,000 | 69,248,000 | 64,073,000 |
| Allowance for loan losses | 623,000 | 1,288,000 | 1,223,000 | 1,613,000 |
| Securities available for sale | 14,878,000 | 16,692,000 | 16,190,000 | 15,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,085,000 | 83,414,000 | 82,187,000 | 84,459,000 |
| Interest-bearing deposits | 78,220,000 | 77,910,000 | 75,556,000 | 79,126,000 |
| Noninterest-bearing deposits | 6,865,000 | 5,504,000 | 6,631,000 | 5,333,000 |
| Equity capital | 10,133,000 | 9,613,000 | 11,328,000 | 8,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,608,000 | 3,761,000 | 4,910,000 |
| Interest expense | 653,000 | 1,216,000 | 1,717,000 | 2,172,000 |
| Net interest income | 725,000 | 1,392,000 | 2,044,000 | 2,738,000 |
| Noninterest income | 54,000 | 94,000 | 138,000 | 171,000 |
| Noninterest expense | 921,000 | 1,876,000 | 2,852,000 | 3,839,000 |
| Provision for loan losses | 78,000 | 752,000 | 1,162,000 | 3,252,000 |
| Pretax income | -82,000 | -1,004,000 | -1,694,000 | -4,044,000 |
| Income tax | -44,000 | -399,000 | -668,000 | 137,000 |
| Net income | -38,000 | -605,000 | -1,026,000 | -4,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,841,000 | 9,303,000 | 10,988,000 | 7,977,000 |
| Total capital | 13,464,000 | 13,234,000 | 14,914,000 | 11,882,000 |
| Risk-weighted assets | 77,013,000 | 74,128,000 | 73,837,000 | 71,125,000 |