Call reports 2008
BANCO DO BRASIL AMERICAS — 2008
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 101,789,000 | 101,816,000 | 98,832,000 | 101,495,000 |
| Total loans | 75,427,000 | 75,947,000 | 74,247,000 | 74,104,000 |
| Allowance for loan losses | 696,000 | 704,000 | 685,000 | 613,000 |
| Securities available for sale | 10,587,000 | 14,065,000 | 15,747,000 | 14,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,986,000 | 87,036,000 | 84,061,000 | 83,726,000 |
| Interest-bearing deposits | 79,811,000 | 80,139,000 | 76,347,000 | 76,012,000 |
| Noninterest-bearing deposits | 7,175,000 | 6,897,000 | 7,714,000 | 7,714,000 |
| Equity capital | 10,230,000 | 10,189,000 | 10,188,000 | 10,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,394,000 | 5,017,000 | 6,503,000 |
| Interest expense | 825,000 | 1,629,000 | 2,373,000 | 3,093,000 |
| Net interest income | 860,000 | 1,765,000 | 2,644,000 | 3,410,000 |
| Noninterest income | 73,000 | 141,000 | 206,000 | 351,000 |
| Noninterest expense | 885,000 | 1,788,000 | 2,675,000 | 3,660,000 |
| Provision for loan losses | 9,000 | 16,000 | 56,000 | 163,000 |
| Pretax income | 39,000 | 102,000 | 119,000 | -62,000 |
| Income tax | 5,000 | 19,000 | 16,000 | -62,000 |
| Net income | 34,000 | 83,000 | 103,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,930,000 | 9,924,000 | 9,931,000 | 9,915,000 |
| Total capital | 13,626,000 | 13,628,000 | 13,616,000 | 13,528,000 |
| Risk-weighted assets | 80,976,000 | 81,202,000 | 78,852,000 | 78,950,000 |