Call reports 2007
BANCO DO BRASIL AMERICAS — 2007
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,008,000 | 92,902,000 | 90,568,000 | 100,334,000 |
| Total loans | 65,746,000 | 70,049,000 | 70,946,000 | 75,304,000 |
| Allowance for loan losses | 674,000 | 680,000 | 688,000 | 683,000 |
| Securities available for sale | 10,998,000 | 12,100,000 | 13,186,000 | 11,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,506,000 | 78,339,000 | 75,920,000 | 78,572,000 |
| Interest-bearing deposits | 70,226,000 | 69,852,000 | 66,329,000 | 71,042,000 |
| Noninterest-bearing deposits | 9,280,000 | 8,487,000 | 9,591,000 | 7,529,000 |
| Equity capital | 9,903,000 | 9,917,000 | 10,012,000 | 10,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,503,000 | 5,269,000 | 7,060,000 |
| Interest expense | 872,000 | 1,763,000 | 2,645,000 | 3,499,000 |
| Net interest income | 854,000 | 1,740,000 | 2,624,000 | 3,561,000 |
| Noninterest income | 73,000 | 167,000 | 278,000 | 392,000 |
| Noninterest expense | 928,000 | 1,868,000 | 2,821,000 | 3,732,000 |
| Provision for loan losses | 0 | 6,000 | 21,000 | 30,000 |
| Pretax income | -1,000 | 33,000 | 60,000 | 191,000 |
| Income tax | -10,000 | -7,000 | -6,000 | 34,000 |
| Net income | 9,000 | 40,000 | 66,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,670,000 | 9,690,000 | 9,758,000 | 9,883,000 |
| Total capital | 10,344,000 | 13,370,000 | 13,446,000 | 13,566,000 |
| Risk-weighted assets | 71,857,000 | 77,090,000 | 77,313,000 | 81,108,000 |