Call reports 2005
BANCO DO BRASIL AMERICAS — 2005
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,641,000 | 84,129,000 | 83,793,000 | 90,054,000 |
| Total loans | 59,331,000 | 62,881,000 | 62,898,000 | 62,510,000 |
| Allowance for loan losses | 662,000 | 681,000 | 674,000 | 674,000 |
| Securities available for sale | 14,799,000 | 13,692,000 | 12,567,000 | 11,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,047,000 | 70,475,000 | 69,976,000 | 75,673,000 |
| Interest-bearing deposits | 60,553,000 | 62,612,000 | 62,763,000 | 66,406,000 |
| Noninterest-bearing deposits | 5,494,000 | 7,863,000 | 7,213,000 | 9,267,000 |
| Equity capital | 9,085,000 | 9,236,000 | 9,281,000 | 9,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,198,000 | 3,505,000 | 4,867,000 |
| Interest expense | 335,000 | 729,000 | 1,162,000 | 1,651,000 |
| Net interest income | 708,000 | 1,469,000 | 2,343,000 | 3,216,000 |
| Noninterest income | 50,000 | 103,000 | 161,000 | 241,000 |
| Noninterest expense | 682,000 | 1,441,000 | 2,209,000 | 2,957,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 131,000 | 295,000 | 500,000 |
| Income tax | 19,000 | 29,000 | 81,000 | 148,000 |
| Net income | 57,000 | 102,000 | 214,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,645,000 | 8,753,000 | 8,824,000 | 8,936,000 |
| Total capital | 9,307,000 | 9,434,000 | 9,498,000 | 9,610,000 |
| Risk-weighted assets | 64,783,000 | 67,290,000 | 67,512,000 | 68,145,000 |