Call reports 2004
BANCO DO BRASIL AMERICAS — 2004
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 80,587,000 | 78,130,000 | 77,455,000 | 80,586,000 |
| Total loans | 53,901,000 | 51,662,000 | 50,389,000 | 52,310,000 |
| Allowance for loan losses | 793,000 | 873,000 | 662,000 | 662,000 |
| Securities available for sale | 16,002,000 | 19,125,000 | 18,978,000 | 15,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,652,000 | 65,433,000 | 62,430,000 | 64,209,000 |
| Interest-bearing deposits | 61,648,000 | 59,534,000 | 56,217,000 | 59,728,000 |
| Noninterest-bearing deposits | 6,004,000 | 5,899,000 | 6,213,000 | 4,481,000 |
| Equity capital | 8,698,000 | 8,503,000 | 8,714,000 | 9,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,880,000 | 2,842,000 | 3,818,000 |
| Interest expense | 334,000 | 671,000 | 999,000 | 1,337,000 |
| Net interest income | 602,000 | 1,209,000 | 1,843,000 | 2,481,000 |
| Noninterest income | 76,000 | 140,000 | 194,000 | 750,000 |
| Noninterest expense | 708,000 | 1,361,000 | 2,033,000 | 2,818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -30,000 | -12,000 | 4,000 | 447,000 |
| Income tax | -21,000 | -24,000 | -28,000 | -21,000 |
| Net income | -9,000 | 12,000 | 32,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,199,000 | 8,090,000 | 8,225,000 | 8,646,000 |
| Total capital | 8,930,000 | 8,790,000 | 8,887,000 | 9,308,000 |
| Risk-weighted assets | 58,450,000 | 55,834,000 | 55,754,000 | 59,236,000 |