Call reports 2003
BANCO DO BRASIL AMERICAS — 2003
What BANCO DO BRASIL AMERICAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,102,000 | 82,414,000 | 83,391,000 | 76,856,000 |
| Total loans | 48,448,000 | 49,324,000 | 51,646,000 | 51,944,000 |
| Allowance for loan losses | 875,000 | 802,000 | 802,000 | 793,000 |
| Securities available for sale | 21,516,000 | 20,709,000 | 18,575,000 | 17,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,299,000 | 69,555,000 | 70,768,000 | 64,042,000 |
| Interest-bearing deposits | 67,905,000 | 65,885,000 | 64,747,000 | 58,761,000 |
| Noninterest-bearing deposits | 3,394,000 | 3,670,000 | 6,021,000 | 5,281,000 |
| Equity capital | 8,567,000 | 8,529,000 | 8,290,000 | 8,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,019,000 | 2,986,000 | 3,969,000 |
| Interest expense | 506,000 | 965,000 | 1,408,000 | 1,797,000 |
| Net interest income | 514,000 | 1,054,000 | 1,578,000 | 2,172,000 |
| Noninterest income | 72,000 | 131,000 | 186,000 | 852,000 |
| Noninterest expense | 687,000 | 1,468,000 | 2,225,000 | 3,179,000 |
| Provision for loan losses | 0 | -72,000 | -72,000 | -72,000 |
| Pretax income | -101,000 | -185,000 | -363,000 | -57,000 |
| Income tax | -36,000 | -76,000 | -155,000 | -176,000 |
| Net income | -65,000 | -109,000 | -208,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,168,000 | 8,128,000 | 7,976,000 | 8,243,000 |
| Total capital | 8,878,000 | 8,847,000 | 8,718,000 | 8,960,000 |
| Risk-weighted assets | 56,658,000 | 57,456,000 | 59,319,000 | 57,292,000 |