Call reports 2025
FARMERS & MERCHANTS BANK, THE — 2025
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,852,467,000 | 1,895,233,000 | 1,954,573,000 | 1,953,484,000 |
| Total loans | 1,313,143,000 | 1,352,975,000 | 1,373,263,000 | 1,381,123,000 |
| Allowance for loan losses | 15,896,000 | 16,205,000 | 16,816,000 | 17,584,000 |
| Securities available for sale | 316,928,000 | 329,397,000 | 382,109,000 | 360,438,000 |
| Securities held to maturity | 641,000 | 641,000 | 625,000 | 625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,561,023,000 | 1,545,995,000 | 1,631,260,000 | 1,618,196,000 |
| Interest-bearing deposits | 1,310,107,000 | 1,300,400,000 | 1,381,298,000 | 1,378,528,000 |
| Noninterest-bearing deposits | 250,916,000 | 245,595,000 | 249,962,000 | 239,668,000 |
| Equity capital | 202,217,000 | 205,607,000 | 213,212,000 | 218,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,448,000 | 47,966,000 | 74,541,000 | 101,069,000 |
| Interest expense | 8,542,000 | 17,375,000 | 27,351,000 | 36,756,000 |
| Net interest income | 14,906,000 | 30,591,000 | 47,190,000 | 64,313,000 |
| Noninterest income | 4,314,000 | 10,257,000 | 13,554,000 | 17,293,000 |
| Noninterest expense | 12,590,000 | 26,254,000 | 39,331,000 | 52,704,000 |
| Provision for loan losses | 920,000 | 2,266,000 | 2,890,000 | 3,952,000 |
| Pretax income | 5,498,000 | 11,763,000 | 18,169,000 | 24,428,000 |
| Income tax | 1,231,000 | 2,386,000 | 3,789,000 | 5,166,000 |
| Net income | 4,267,000 | 9,377,000 | 14,380,000 | 19,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,489,000 | 180,709,000 | 183,060,000 | 186,552,000 |