Call reports 2022
FARMERS & MERCHANTS BANK, THE — 2022
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,746,580,000 | 1,744,045,000 | 1,704,674,000 | 1,713,639,000 |
| Total loans | 1,048,097,000 | 1,098,138,000 | 1,124,833,000 | 1,086,373,000 |
| Allowance for loan losses | 12,820,000 | 13,062,000 | 13,174,000 | 11,942,000 |
| Securities available for sale | 447,662,000 | 424,490,000 | 370,400,000 | 387,468,000 |
| Securities held to maturity | 901,000 | 910,000 | 861,000 | 861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,522,765,000 | 1,535,842,000 | 1,504,239,000 | 1,511,115,000 |
| Interest-bearing deposits | 1,151,080,000 | 1,154,421,000 | 1,128,395,000 | 1,132,099,000 |
| Noninterest-bearing deposits | 371,685,000 | 381,421,000 | 375,844,000 | 379,016,000 |
| Equity capital | 191,823,000 | 183,396,000 | 172,879,000 | 179,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,027,000 | 26,718,000 | 41,059,000 | 55,963,000 |
| Interest expense | 818,000 | 1,696,000 | 2,869,000 | 4,727,000 |
| Net interest income | 12,209,000 | 25,022,000 | 38,190,000 | 51,236,000 |
| Noninterest income | 3,089,000 | 6,488,000 | 9,579,000 | 12,529,000 |
| Noninterest expense | 10,822,000 | 22,027,000 | 33,661,000 | 45,448,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,000,000 |
| Pretax income | 4,182,000 | 8,891,000 | 13,217,000 | 17,328,000 |
| Income tax | 774,000 | 1,745,000 | 2,639,000 | 3,379,000 |
| Net income | 3,408,000 | 7,146,000 | 10,578,000 | 13,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,948,000 | 162,453,000 | 166,119,000 | 167,225,000 |