Call reports 2016
FARMERS & MERCHANTS BANK, THE — 2016
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,003,382,000 | 993,172,000 | 979,239,000 | 982,985,000 |
| Total loans | 650,293,000 | 677,001,000 | 673,186,000 | 641,867,000 |
| Allowance for loan losses | 4,899,000 | 5,369,000 | 5,821,000 | 6,112,000 |
| Securities available for sale | 151,385,000 | 148,542,000 | 159,783,000 | 183,616,000 |
| Securities held to maturity | 710,000 | 687,000 | 939,000 | 1,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 821,028,000 | 811,879,000 | 795,084,000 | 797,501,000 |
| Interest-bearing deposits | 733,429,000 | 717,109,000 | 745,490,000 | 732,086,000 |
| Noninterest-bearing deposits | 87,599,000 | 94,770,000 | 49,594,000 | 65,415,000 |
| Equity capital | 123,526,000 | 125,866,000 | 128,492,000 | 126,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,122,000 | 18,644,000 | 28,648,000 | 38,197,000 |
| Interest expense | 592,000 | 1,183,000 | 1,798,000 | 2,415,000 |
| Net interest income | 8,530,000 | 17,461,000 | 26,850,000 | 35,782,000 |
| Noninterest income | 2,057,000 | 3,400,000 | 5,016,000 | 6,475,000 |
| Noninterest expense | 6,862,000 | 13,485,000 | 19,977,000 | 26,648,000 |
| Provision for loan losses | 375,000 | 1,150,000 | 1,675,000 | 2,050,000 |
| Pretax income | 3,315,000 | 6,149,000 | 10,167,000 | 13,561,000 |
| Income tax | 1,410,000 | 2,420,000 | 3,830,000 | 4,195,000 |
| Net income | 1,905,000 | 3,729,000 | 6,337,000 | 9,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,203,000 | 101,254,000 | 104,088,000 | 107,344,000 |
| Total capital | 104,102,000 | 106,623,000 | 109,909,000 | 113,456,000 |
| Risk-weighted assets | 751,472,000 | 770,820,000 | 770,573,000 | 748,253,000 |