Call reports 2015
FARMERS & MERCHANTS BANK, THE — 2015
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 670,311,000 | 702,656,000 | 713,390,000 | 969,614,000 |
| Total loans | 462,004,000 | 499,649,000 | 501,060,000 | 674,915,000 |
| Allowance for loan losses | 4,292,000 | 4,371,000 | 4,563,000 | 4,599,000 |
| Securities available for sale | 128,890,000 | 119,095,000 | 127,348,000 | 139,600,000 |
| Securities held to maturity | 792,000 | 771,000 | 765,000 | 715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,661,000 | 475,753,000 | 463,181,000 | 789,187,000 |
| Interest-bearing deposits | 434,936,000 | 432,773,000 | 417,954,000 | 717,445,000 |
| Noninterest-bearing deposits | 51,725,000 | 42,980,000 | 45,227,000 | 71,742,000 |
| Equity capital | 101,971,000 | 101,747,000 | 104,909,000 | 120,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,298,000 | 13,059,000 | 20,332,000 | 28,166,000 |
| Interest expense | 472,000 | 957,000 | 1,473,000 | 2,015,000 |
| Net interest income | 5,826,000 | 12,102,000 | 18,859,000 | 26,151,000 |
| Noninterest income | 885,000 | 1,879,000 | 2,926,000 | 4,127,000 |
| Noninterest expense | 4,016,000 | 8,146,000 | 12,327,000 | 17,152,000 |
| Provision for loan losses | 150,000 | 360,000 | 600,000 | 880,000 |
| Pretax income | 2,474,000 | 5,368,000 | 8,750,000 | 12,121,000 |
| Income tax | 1,037,000 | 2,072,000 | 3,117,000 | 4,386,000 |
| Net income | 1,437,000 | 3,296,000 | 5,633,000 | 7,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,066,000 | 88,969,000 | 90,850,000 | 98,048,000 |
| Total capital | 91,358,000 | 93,340,000 | 95,413,000 | 102,647,000 |
| Risk-weighted assets | 574,502,000 | 569,536,000 | 562,565,000 | 775,215,000 |