Call reports 2014
FARMERS & MERCHANTS BANK, THE — 2014
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 644,287,000 | 658,074,000 | 671,916,000 | 692,833,000 |
| Total loans | 397,739,000 | 441,299,000 | 462,098,000 | 452,377,000 |
| Allowance for loan losses | 4,279,000 | 4,347,000 | 4,176,000 | 4,255,000 |
| Securities available for sale | 166,772,000 | 149,011,000 | 134,927,000 | 149,408,000 |
| Securities held to maturity | 1,182,000 | 862,000 | 851,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,859,000 | 476,057,000 | 473,711,000 | 497,102,000 |
| Interest-bearing deposits | 455,551,000 | 434,373,000 | 420,652,000 | 439,870,000 |
| Noninterest-bearing deposits | 43,308,000 | 41,684,000 | 53,059,000 | 57,232,000 |
| Equity capital | 89,298,000 | 93,263,000 | 96,808,000 | 99,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,116,000 | 12,448,000 | 19,281,000 | 25,920,000 |
| Interest expense | 504,000 | 995,000 | 1,488,000 | 1,973,000 |
| Net interest income | 5,612,000 | 11,453,000 | 17,793,000 | 23,947,000 |
| Noninterest income | 883,000 | 1,789,000 | 2,902,000 | 3,988,000 |
| Noninterest expense | 4,024,000 | 8,058,000 | 12,104,000 | 16,249,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,341,000 | 4,944,000 | 8,248,000 | 11,205,000 |
| Income tax | 915,000 | 1,749,000 | 2,453,000 | 3,603,000 |
| Net income | 1,426,000 | 3,195,000 | 5,795,000 | 7,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,941,000 | 79,803,000 | 82,497,000 | 84,214,000 |
| Total capital | 82,220,000 | 84,150,000 | 86,673,000 | 88,469,000 |
| Risk-weighted assets | 465,181,000 | 497,668,000 | 517,585,000 | 513,596,000 |